Tuesday, January 5, 2010

MasterCard Electronic Card

Card issuers have the right to charge back an interchange transaction initiated with a MasterCard Electronic card if a merchant accepts a MasterCard Electronic card for payment and a dispute arises pertaining to the transaction.

Second Presentment Procedures for Inadvertent Acceptance of MasterCard Electronic Cards

Acquirers that have opted out of MasterCard Electronic may process a second presentment indicating in DE 72 (Data Record) that the transaction was authorized and that the acquirer has opted out of participating in MasterCard Electronic. The conditions shown in the tables below represent remedies or options that the acquirer can use to process a second presentment.
  • Transaction was authorized.

    IPM Second Presentment Message Reason Code
    2713 -
    Invalid Chargeback
    Second Presentment Condition
    The acquirer must substantiate that it has opted out of participating in MasterCard Electronic, and that the transaction was authorized.
    Supporting Documents
    None
    DE 72 (Data Record)
    NOT MCE AUTH MMDDYY NNNNNN
    Notes
    Replace MMDDYY with the date the issuer authorized the transaction.
    Replace NNNNNN with the authorization approval code.

  • Transaction did not require authorization.

    IPM Second Presentment Message Reason Code
    2713 -
    Invalid Chargeback
    Second Presentment Condition
    The acquirer must substantiate that it has opted out of MasterCard Electronic participation, the transaction did not require authorization, and an authorization request was not made.
    Supporting Documents
    Confirmation letter from MasterCard that the acquirer opted out of MasterCard Electronic card participation
    DE 72 (Data Record)
    NOT MCE
    Notes
    None
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