MasterCard Electronic Card

Card issuers have the right to charge back an interchange transaction initiated with a MasterCard Electronic card if a merchant accepts a MasterCard Electronic card for payment and a dispute arises pertaining to the transaction.

Second Presentment Procedures for Inadvertent Acceptance of MasterCard Electronic Cards

Acquirers that have opted out of MasterCard Electronic may process a second presentment indicating in DE 72 (Data Record) that the transaction was authorized and that the acquirer has opted out of participating in MasterCard Electronic. The conditions shown in the tables below represent remedies or options that the acquirer can use to process a second presentment.

• Transaction was authorized.
  
  

  IPM Second Presentment Message Reason Code	2713 - Invalid Chargeback
  Second Presentment Condition	The acquirer must substantiate that it has opted out of participating in MasterCard Electronic, and that the transaction was authorized.
  Supporting Documents	None
  DE 72 (Data Record)	NOT MCE AUTH MMDDYY NNNNNN
  Notes	Replace MMDDYY with the date the issuer authorized the transaction. Replace NNNNNN with the authorization approval code.



• Transaction did not require authorization.
  
  

  IPM Second Presentment Message Reason Code	2713 - Invalid Chargeback
  Second Presentment Condition	The acquirer must substantiate that it has opted out of MasterCard Electronic participation, the transaction did not require authorization, and an authorization request was not made.
  Supporting Documents	Confirmation letter from MasterCard that the acquirer opted out of MasterCard Electronic card participation
  DE 72 (Data Record)	NOT MCE
  Notes	None

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