MasterCard Reward Payment Standards for Captured Cards

MasterCard acquiring banks may pay the merchant a reward for capturing a MasterCard card in accordance with local practice. The person capturing the card receives the reward. A reward payment is not required for capture of a Cirrus-branded or Maestro-branded card. The acquiring bank must follow these standards when paying a reward:

1. Pay no less than $50 to the merchant capturing a card listed on the Electronic Warning Bulletin file or in the Warning Notice.
   
2. Pay the merchant $100, if a merchant initiates an authorization call because of a suspicious transaction or captures a card not listed in the Electronic Warning Bulletin file or in the Warning Notice.
   
3. Pay a reward to a representative of the acquiring bank for the capture of another bank's card if it is the acquiring bank's practice to pay its representatives rewards for picking up its own cards. The amount of the reward should be the same amount paid for the capture of the acquiring bank's own cards.
   
4. Charge the card issuer for reimbursement of the reward paid upon dispatching each card captured by either a merchant or a bank representative.